{"id":4502,"date":"2021-07-06T04:19:55","date_gmt":"2021-07-06T04:19:55","guid":{"rendered":"https:\/\/www.linas.com.au\/?p=4502"},"modified":"2021-07-06T04:36:18","modified_gmt":"2021-07-06T04:36:18","slug":"superannuation-explained-to-international-students","status":"publish","type":"post","link":"https:\/\/www.linas.com.au\/lt\/superannuation-explained-to-international-students\/","title":{"rendered":"Superannuation Explained to International Students"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4502\" class=\"elementor elementor-4502\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19dbda30 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19dbda30\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-259f7a73\" data-id=\"259f7a73\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e473101 elementor-widget elementor-widget-heading\" data-id=\"6e473101\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PRIE\u0160 PRAD\u0116DAMI<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3714c1df elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3714c1df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d3ed843 elementor-widget elementor-widget-heading\" data-id=\"2d3ed843\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Superannuation?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6537bcee elementor-widget elementor-widget-text-editor\" data-id=\"6537bcee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Superannuation (or super) is money set aside while you&#8217;re working in Australia, so you&#8217;ll have money to live off when you retire. An employer must pay the employee super to the nominated super account. Please note that you should make your regular super contributions to comply with the law if you are self-employed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72773eb8 elementor-widget elementor-widget-image\" data-id=\"72773eb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1-1024x1024.png\" class=\"attachment-large size-large wp-image-4520\" alt=\"\" srcset=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1-1024x1024.png 1024w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1-300x300.png 300w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1-150x150.png 150w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1-768x768.png 768w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1.png 1080w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f5a7ec4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5a7ec4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c6942b7\" data-id=\"c6942b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fda6c8 elementor-widget elementor-widget-heading\" data-id=\"2fda6c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does Superannuation work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b171d04 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b171d04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5d193d elementor-widget elementor-widget-text-editor\" data-id=\"b5d193d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The super is a percentage of your salary paid into the nominated super account for every issued payment. Your super fund then invests this money intending to help your retirement savings grow and for you to get the best possible retirement outcome.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-244caa0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"244caa0c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dd9f42c\" data-id=\"dd9f42c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-379835e4 elementor-widget elementor-widget-heading\" data-id=\"379835e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I know if my employer is paying my super?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d81dfc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"12d81dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2196995f elementor-widget elementor-widget-text-editor\" data-id=\"2196995f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-preserver-spaces=\"true\">If you are working and earning $450 or more per month, your employer is obligated to pay your super. You can verify your employers&#8217; contributions and discriminate those payments between salary, taxes and Super on your Payslip. However, your employer should be paying 10% of your before-tax income to your super.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ecb9228 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ecb9228\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7366a682\" data-id=\"7366a682\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70539cc2 elementor-widget elementor-widget-heading\" data-id=\"70539cc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I choose a Super fund?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47ed5e0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"47ed5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58bc9171 elementor-widget elementor-widget-text-editor\" data-id=\"58bc9171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-preserver-spaces=\"true\">If you do not have a super account, you have two options: allow your employer to open an account for you with the super fund of their preference. Otherwise, you can compare the available options and see which one is the one that performs better and has the most reasonable fees. The Australian Taxation Office has created a comparison tool to help all citizens with this process. To compare super funds, <a href=\"https:\/\/www.ato.gov.au\/Calculators-and-tools\/YourSuper-comparison-tool\/\">click here.\u00a0<\/a><\/span><\/p><p><span data-preserver-spaces=\"true\">Essential considerations for you to remember,\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6cab49a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6cab49a0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-13d62485\" data-id=\"13d62485\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c23207f ha-card--top ha-card--tablet-top ha-card--mobile-top ha-has-bg-overlay elementor-widget elementor-widget-ha-card happy-addon ha-card\" data-id=\"2c23207f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ha-card.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t\t\t<figure class=\"ha-card-figure\">\n\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/4-1024x1024.jpg\" class=\"attachment-large size-large wp-image-4525\" alt=\"\" srcset=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/4-1024x1024.jpg 1024w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/4-300x300.jpg 300w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/4-150x150.jpg 150w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/4-768x768.jpg 768w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/4.jpg 1080w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t<\/figure>\n\t\t\n\t\t<div class=\"ha-card-body\">\n\n\t\t\t<h2 class=\"ha-card-title\">Make sure you only have one super fund to avoid paying extra fees. <\/h2>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5bdd006\" data-id=\"5bdd006\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35723ed ha-card--top ha-card--tablet-top ha-card--mobile-top ha-has-bg-overlay elementor-widget elementor-widget-ha-card happy-addon ha-card\" data-id=\"35723ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ha-card.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t\t\t<figure class=\"ha-card-figure\">\n\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/5-1024x1024.jpg\" class=\"attachment-large size-large wp-image-4526\" alt=\"\" srcset=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/5-1024x1024.jpg 1024w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/5-300x300.jpg 300w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/5-150x150.jpg 150w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/5-768x768.jpg 768w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/5.jpg 1080w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t<\/figure>\n\t\t\n\t\t<div class=\"ha-card-body\">\n\n\t\t\t<h2 class=\"ha-card-title\">Monitor your Super fund's performance and fees to ensure they are investing your money wisely\u00a0<\/h2>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-152b9fe0\" data-id=\"152b9fe0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75c15dec ha-card--top ha-card--tablet-top ha-card--mobile-top ha-has-bg-overlay elementor-widget elementor-widget-ha-card happy-addon ha-card\" data-id=\"75c15dec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ha-card.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t\t\t<figure class=\"ha-card-figure\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/6-1024x1024.jpg\" class=\"attachment-large size-large wp-image-4527\" alt=\"\" srcset=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/6-1024x1024.jpg 1024w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/6-300x300.jpg 300w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/6-150x150.jpg 150w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/6-768x768.jpg 768w, https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/6.jpg 1080w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t<\/figure>\n\t\t\n\t\t<div class=\"ha-card-body\">\n\n\t\t\t<h2 class=\"ha-card-title\"> Cancel the insurance that you do not require.\u00a0<\/h2>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4c0767 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4c0767\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9df329f\" data-id=\"9df329f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7551494 elementor-widget elementor-widget-heading\" data-id=\"7551494\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">I do not know who my Super Fund is - how do I find out?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14f1f01 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"14f1f01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25c10b0 elementor-widget elementor-widget-text-editor\" data-id=\"25c10b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">If you don\u2019t know where your superannuation money is<\/span><\/strong><span data-preserver-spaces=\"true\">, contact your employer to find out what super fund they paid money into for you. You can also find your MyGov account and linking to the ATO:\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.ato.gov.au\/Individuals\/Super\/Keeping-track-of-your-super\/#Checkyoursuper\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">https:\/\/www.ato.gov.au\/Individuals\/Super\/Keeping-track-of-your-super\/#Checkyoursuper<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ec9912 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ec9912\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f638a49\" data-id=\"f638a49\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7813bdc elementor-widget elementor-widget-heading\" data-id=\"7813bdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What happens with my Super when I leave Australia?\u00a0<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-149165d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"149165d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-305ca82 elementor-widget elementor-widget-text-editor\" data-id=\"305ca82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-preserver-spaces=\"true\">Once you have departed Australia, you can lodge a claim to receive the \u2018Departing Australia Superannuation Payment\u2019 or DASP.\u00a0<\/span><\/p><p><span data-preserver-spaces=\"true\">\u00a0<\/span><\/p><p><em>You\u00a0may be eligible to claim your superannuation money only if:<\/em><\/p><p><span data-preserver-spaces=\"true\">You were on an eligible temporary resident visa (eg. overseas student visa), and your visa has expired or been cancelled.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ef367d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ef367d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6029a6b\" data-id=\"6029a6b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab1a7db elementor-widget elementor-widget-heading\" data-id=\"ab1a7db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What information do I need to receive the DASP?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5eb54c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a5eb54c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-258e44a elementor-widget elementor-widget-text-editor\" data-id=\"258e44a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-preserver-spaces=\"true\">Before you leave Australia, you need to collect enough information to make your claim. Please consider the following list as a starting point. Still, feel free to confirm the information provided with an accountant or directly with the Government to avoid any difficulties during the submission.<\/span><\/p><ul><li><span data-preserver-spaces=\"true\">Your Superannuation provider\u2019s Australian business number (ABN)<\/span><\/li><li><span data-preserver-spaces=\"true\">Superannuation product name<\/span><\/li><li><span data-preserver-spaces=\"true\">Superannuation fund number (SFN)<\/span><\/li><li><span data-preserver-spaces=\"true\">Your Member\/Account number<\/span><\/li><li><span data-preserver-spaces=\"true\">Superannuation product identification number (SPIN)<\/span><\/li><li><span data-preserver-spaces=\"true\">Superannuation provider\u2019s Client ID<\/span><\/li><li><span data-preserver-spaces=\"true\">Date you joined the superannuation fund<\/span><\/li><li><span data-preserver-spaces=\"true\">Your employer\u2019s name<\/span><\/li><li><span data-preserver-spaces=\"true\">Your employer\u2019s address<\/span><\/li><li><span data-preserver-spaces=\"true\">Your Employment dates (from\/to)<\/span><\/li><li><strong><span data-preserver-spaces=\"true\">\u00a0If you have more than $5000 in your super fund<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0you must complete Form 1194 Certification of Immigration Status from the Department of Home Affairs (\u2018Immigration\u2019) website:\u00a0<\/span><a class=\"editor-rtfLink\" href=\"http:\/\/www.homeaffairs.gov.au\/forms\/Documents\/1194.pdf\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">http:\/\/www.immi.gov.au\/allforms\/pdf\/1194.pdf<\/span><\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-abb145b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abb145b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1776d9d\" data-id=\"1776d9d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8319e58 elementor-widget elementor-widget-heading\" data-id=\"8319e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My visa is still active, but i left Australia and I do not intent to return. Can i claim my super?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5956e9b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5956e9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e139f3 elementor-widget elementor-widget-text-editor\" data-id=\"6e139f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In this case, you will need to ask the Australian Government &#8211; Department of Home Affairs to cancel your visa before you are eligible to lodge your application for DASP. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0fbf057 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0fbf057\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5391f48\" data-id=\"5391f48\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfdb001 elementor-widget elementor-widget-text-editor\" data-id=\"cfdb001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Important Disclaimer:<\/span><\/strong><\/p><p><em><span data-preserver-spaces=\"true\">This information does not constitute legal advice. This information is primarily a summary of the information provided by the ATO and other available sources to help International Students solve their most common enquiries.\u00a0<\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>BEFORE WE START What is Superannuation? Superannuation (or super) is money set aside while you&#8217;re working in Australia, so you&#8217;ll have money to live off when you retire. An employer must pay the employee super to the nominated super account. Please note that you should make your regular super contributions to comply with the law [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":4504,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Superannuation Explained to International Students - Study In Australia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.linas.com.au\/lt\/superannuation-explained-to-international-students\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Superannuation Explained to International Students - Study In Australia\" \/>\n<meta property=\"og:description\" content=\"BEFORE WE START What is Superannuation? Superannuation (or super) is money set aside while you&#8217;re working in Australia, so you&#8217;ll have money to live off when you retire. An employer must pay the employee super to the nominated super account. Please note that you should make your regular super contributions to comply with the law [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.linas.com.au\/lt\/superannuation-explained-to-international-students\/\" \/>\n<meta property=\"og:site_name\" content=\"Study In Australia\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-06T04:19:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-06T04:36:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1024x1024.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"arturas\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"arturas\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/\"},\"author\":{\"name\":\"arturas\",\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/#\\\/schema\\\/person\\\/72d493c2f5482c67da1b02ae7e6c9a40\"},\"headline\":\"Superannuation Explained to International Students\",\"datePublished\":\"2021-07-06T04:19:55+00:00\",\"dateModified\":\"2021-07-06T04:36:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/\"},\"wordCount\":634,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.linas.com.au\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/Whats-supperannuation.png\",\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/\",\"url\":\"https:\\\/\\\/www.linas.com.au\\\/superannuation-explained-to-international-students\\\/\",\"name\":\"Superannuation Explained to International Students - 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Study In Australia","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.linas.com.au\/lt\/superannuation-explained-to-international-students\/","og_locale":"lt_LT","og_type":"article","og_title":"Superannuation Explained to International Students - Study In Australia","og_description":"BEFORE WE START What is Superannuation? Superannuation (or super) is money set aside while you&#8217;re working in Australia, so you&#8217;ll have money to live off when you retire. An employer must pay the employee super to the nominated super account. Please note that you should make your regular super contributions to comply with the law [&hellip;]","og_url":"https:\/\/www.linas.com.au\/lt\/superannuation-explained-to-international-students\/","og_site_name":"Study In Australia","article_published_time":"2021-07-06T04:19:55+00:00","article_modified_time":"2021-07-06T04:36:18+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation-1024x1024.png","type":"image\/png"}],"author":"arturas","twitter_card":"summary_large_image","twitter_misc":{"Written by":"arturas","Est. reading time":"3 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/#article","isPartOf":{"@id":"https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/"},"author":{"name":"arturas","@id":"https:\/\/www.linas.com.au\/#\/schema\/person\/72d493c2f5482c67da1b02ae7e6c9a40"},"headline":"Superannuation Explained to International Students","datePublished":"2021-07-06T04:19:55+00:00","dateModified":"2021-07-06T04:36:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/"},"wordCount":634,"commentCount":0,"publisher":{"@id":"https:\/\/www.linas.com.au\/#organization"},"image":{"@id":"https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/#primaryimage"},"thumbnailUrl":"https:\/\/www.linas.com.au\/wp-content\/uploads\/2021\/07\/Whats-supperannuation.png","articleSection":["Uncategorized"],"inLanguage":"lt-LT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/","url":"https:\/\/www.linas.com.au\/superannuation-explained-to-international-students\/","name":"Superannuation Explained to International Students - 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